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FreshBooks vs Xero pricing

FreshBooks and Xero both run invoicing and bookkeeping for small businesses. Both list monthly plans, and both run sales on new plans at times. Check if a price is a promo rate.

FreshBooksXero
Lowest paid price seen$6$5
Billing units seenper monthper month
Checked2026-10-182026-10-18

The lowest price can be a per user rate, an add-on, or an annual rate shown per month. Read the quote next to each price.

FreshBooks prices

Plan (read from page)PriceQuote from the page
Team$11 per month
"tax-time reports See all Features For extra value, add: Team Members ($11/mo per user) Adva"
Team$20 per month
"r extra value, add: Team Members ($11/mo per user) Advanced Payments ($20/mo) FreshBooks Pa"
-$40 per month
"bers ($11/mo per user) Advanced Payments ($20/mo) FreshBooks Payroll ($40/mo plus $6/mo per"
Advanced$6 per month
"per user) Advanced Payments ($20/mo) FreshBooks Payroll ($40/mo plus $6/mo per user) Buy"
Team$11 per month
"ccountant access See all Features For extra value, add: Team Members ($11/mo per user) Adva"
Team$20 per month
"r extra value, add: Team Members ($11/mo per user) Advanced Payments ($20/mo) FreshBooks Pa"
-$40 per month
"bers ($11/mo per user) Advanced Payments ($20/mo) FreshBooks Payroll ($40/mo plus $6/mo per"
Advanced$6 per month
"per user) Advanced Payments ($20/mo) FreshBooks Payroll ($40/mo plus $6/mo per user) Buy"

Source: https://www.freshbooks.com/pricing. Checked 2026-10-18. Full FreshBooks page

Xero prices

Plan (read from page)PriceQuote from the page
-$97 per month
"h clarity Established $ 19 . 40 per month for the first 3 months Then $97 per month Future proof y"
-$59 per month
"ow Learn more Growing $ 11 . 80 per month for the first 3 months Then $59 per month Go beyond the"
-$27 per month
"y now Learn more Early $ 5 . 40 per month for the first 3 months Then $27 per month An easy financ"
-$27 per month
"t one month free Early $ 5 . 40 per month for the first 3 months Then $27 per month An easy financ"
-$59 per month
"ow Learn more Growing $ 11 . 80 per month for the first 3 months Then $59 per month Go beyond the"
-$97 per month
"h clarity Established $ 19 . 40 per month for the first 3 months Then $97 per month Future proof y"
-$5 per month
"ne bill payments (International) Auto-reconcile transactions Optional $5.00 per month New Xero Payro"
-$36 per month
"Optional $5.00 per month New Xero Payroll, powered by Gusto Optional $36 a month + $6 per emplo"

Source: https://www.xero.com/us/pricing-plans/. Checked 2026-10-18. Full Xero page

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